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Financial Consultation Debt Help Online Apply Bankruptcy Online Hispanolistic/Getty Images Home equity loans typically have relatively low interest rates, especially compared with unsecured forms of debt like credit cards If you are one of millions of Becoming debt-free has numerous mental health benefits, including less stress, more confidence and a sunnier outlook on life As of the third quarter of 2023, the average mortgage debt balance was $244,498, according to Experian For HELOCs — a type of second mortgage that allows you to access your home’s equity If your monthly debt payments are out of control and your budget is stretched thin, you may be considering a home equity loan to get much-needed relief But is it a smart financial move
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